Press Room

Q & A: Experience Modification Factor

4 years, 1 month ago

While insurance companies now have more tools to determine the pricing of a workers’ comp policy, the Experience Modification Factor (mod) remains a core factor in the pricing determination. The lower the mod, the lower the premium. Perhaps, most importantly,...

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Seven Top Workplace Hazards

4 years, 2 months ago

The National Safety Council (NSC) has released a list of its top seven-workplace hazards. While the list may not surprise employers, workers continue to be injured in accidents that are highly preventable. Here are the seven, along with contributing causes...

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Containing the Growing Risk of Workers’ Compensation Retaliation Claims

4 years, 3 months ago

There is little doubt that claims alleging workers’ compensation retaliation are growing and OSHA is cracking down on employers that discourage the reporting of injuries or retaliate against those who do. The story is told in the following examples:  Indiana...

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